/**
 * Propzora — Marketing / legal pages (light theme)
 * Requires design-system.css
 */
 .marketing-page {
  overflow-x: hidden;
}

.pz-ds-light.marketing-page {
  --pz-muted: #475569;
  padding-top: var(--pz-nav-h);
}

/* ─── Hero ─────────────────────────────────────────────────── */
.mk-hero {
  padding: var(--pz-6) 0 var(--pz-5);
  background: linear-gradient(180deg, var(--pz-blue-mist) 0%, var(--pz-white) 100%);
  text-align: center;
  position: relative;
  overflow: hidden;
}

.mk-hero::before {
  content: "";
  position: absolute;
  top: -10%;
  left: 50%;
  width: 640px;
  height: 640px;
  transform: translateX(-50%);
  background: radial-gradient(circle, rgba(30,58,138,0.07) 0%, rgba(30,58,138,0.02) 45%, transparent 70%);
  pointer-events: none;
  z-index: 0;
}

.mk-hero__inner,
.mk-hero > div {
  position: relative;
  z-index: 1;
}

/* Optional canvas grain target — see marketing-pages.js mkGrain() */
.mk-hero canvas.mk-grain {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  opacity: 0.05;
  mix-blend-mode: overlay;
  pointer-events: none;
  z-index: 0;
}

@media (min-width: 768px) {
  .mk-hero {
    padding: var(--pz-8) 0 var(--pz-6);
  }
}

.mk-hero__inner {
  max-width: 42rem;
  margin: 0 auto;
}

.mk-hero__badge {
  display: inline-flex;
  align-items: center;
  gap: var(--pz-2);
  padding: 8px 16px;
  margin-bottom: var(--pz-3);
  background: var(--pz-white);
  border: 1px solid var(--pz-line-soft);
  border-radius: 999px;
  box-shadow: var(--pz-shadow-xs);
  font-size: 0.875rem;
}

.mk-hero--compact {
  padding-bottom: var(--pz-4);
}

/* ─── Sections ─────────────────────────────────────────────── */
.mk-section {
  padding: var(--pz-6) 0;
}

.mk-section--surface {
  background: var(--pz-surface);
}

.mk-section-label {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--pz-blue);
  margin-bottom: var(--pz-2);
}

.mk-section-label::before {
  content: "";
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--pz-blue);
}

/* Legacy alias */
.pz-ds-light.marketing-page .section-label {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--pz-blue);
}

/* ─── Scroll reveal ────────────────────────────────────────── */
.pz-ds-light.marketing-page .anim {
  opacity: 0;
  transform: translateY(20px);
  transition: opacity 0.55s var(--pz-ease), transform 0.55s var(--pz-ease);
}

.pz-ds-light.marketing-page .anim.visible,
.pz-ds-light.marketing-page .anim.pz-visible {
  opacity: 1;
  transform: translateY(0);
}

.pz-ds-light.marketing-page .anim.d1 { transition-delay: 0.05s; }
.pz-ds-light.marketing-page .anim.d2 { transition-delay: 0.12s; }
.pz-ds-light.marketing-page .anim.d3 { transition-delay: 0.2s; }
.pz-ds-light.marketing-page .anim.d4 { transition-delay: 0.28s; }

/* ─── Buttons (legacy class names) ─────────────────────────── */
.pz-ds-light.marketing-page .btn-primary {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 12px 24px;
  font-family: var(--pz-font);
  font-size: 0.9375rem;
  font-weight: 600;
  color: var(--pz-white);
  background: var(--pz-blue);
  border: none;
  border-radius: 999px;
  text-decoration: none;
  cursor: pointer;
  transition: background var(--pz-duration), transform var(--pz-duration);
}

.pz-ds-light.marketing-page .btn-primary:hover {
  background: var(--pz-blue-hover);
}

.pz-ds-light.marketing-page .btn-secondary {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 12px 24px;
  font-family: var(--pz-font);
  font-size: 0.9375rem;
  font-weight: 600;
  color: var(--pz-ink-secondary);
  background: var(--pz-white);
  border: 1px solid var(--pz-line);
  border-radius: 999px;
  text-decoration: none;
  cursor: pointer;
  transition: background var(--pz-duration), border-color var(--pz-duration);
}

.pz-ds-light.marketing-page .btn-secondary:hover {
  background: var(--pz-surface);
  border-color: #cbd5e1;
}

.pz-ds-light.marketing-page .text-gold-grad {
  color: #1e3a8a;
}

/* "Browse" was near-black while "Verified Listings" is now blue —
   make the whole listings.html heading consistent */
.listings-page h1 {
  color: #1e3a8a;
}

.pz-ds-light.marketing-page .text-cyan-grad,
.pz-ds-light.marketing-page .text-cyan-400 {
  color: var(--pz-blue);
}

.pz-ds-light.marketing-page a.text-cyan-400:hover {
  color: var(--pz-blue-hover);
}

/* ─── Cards ────────────────────────────────────────────────── */
.pz-ds-light.marketing-page .help-card,
.pz-ds-light.marketing-page .about-card,
.pz-ds-light.marketing-page .terms-card,
.pz-ds-light.marketing-page .career-card,
.pz-ds-light.marketing-page .blog-card,
.pz-ds-light.marketing-page .glass {
  background: var(--pz-white);
  border: 1px solid var(--pz-line-soft);
  border-radius: var(--pz-radius-lg);
  box-shadow: 0 1px 3px rgba(15, 23, 42, 0.05);
  transition: box-shadow 0.4s var(--pz-ease),
    transform 0.4s var(--pz-ease),
    border-color 0.4s var(--pz-ease);
  position: relative;
  overflow: hidden;
}

.pz-ds-light.marketing-page .help-card,
.pz-ds-light.marketing-page .about-card {
  padding: var(--pz-3);
  position: relative;
}

/* Accent rail — appears on hover, gives cards a "live" edge like landing page */
.pz-ds-light.marketing-page .about-card::before,
.pz-ds-light.marketing-page .help-card::before,
.pz-ds-light.marketing-page .career-card::before,
.pz-ds-light.marketing-page .blog-card::before {
  content: "";
  position: absolute;
  top: 0; left: 0;
  width: 3px;
  height: 100%;
  background: linear-gradient(180deg, var(--pz-blue), #4d7cc7);
  opacity: 0;
  transition: opacity 0.4s var(--pz-ease);
}

.pz-ds-light.marketing-page .about-card:hover::before,
.pz-ds-light.marketing-page .help-card:hover::before,
.pz-ds-light.marketing-page .career-card:hover::before,
.pz-ds-light.marketing-page .blog-card:hover::before {
  opacity: 1;
}

.pz-ds-light.marketing-page .help-card:hover,
.pz-ds-light.marketing-page .about-card:hover,
.pz-ds-light.marketing-page .terms-card:hover,
.pz-ds-light.marketing-page .career-card:hover,
.pz-ds-light.marketing-page .blog-card:hover {
  box-shadow: 0 18px 44px -10px rgba(30, 58, 138, 0.16);
  transform: translateY(-4px);
  border-color: var(--pz-line);
}

/* Alternate tint — every other about-card gets a faint blue wash, like landing feature cards */
.pz-ds-light.marketing-page .about-card.pz-tint {
  background: linear-gradient(165deg, #fafcff 0%, #f5f8ff 100%);
}

.pz-ds-light.marketing-page .help-card.hidden-card {
  display: none;
}

.pz-ds-light.marketing-page .help-icon {
  width: 44px;
  height: 44px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.25rem;
  background: var(--pz-blue-mist);
  border-radius: var(--pz-radius);
  margin-bottom: var(--pz-2);
}

.pz-ds-light.marketing-page .card-cat {
  display: inline-block;
  font-size: 0.6875rem;
  font-weight: 600;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  padding: 4px 10px;
  border-radius: 999px;
  margin-bottom: var(--pz-1);
}

.pz-ds-light.marketing-page .cat-escrow { background: var(--pz-blue-soft); color: var(--pz-blue); }
.pz-ds-light.marketing-page .cat-money { background: var(--pz-green-soft); color: var(--pz-green); }
.pz-ds-light.marketing-page .cat-account { background: #f3e8ff; color: #7c3aed; }
.pz-ds-light.marketing-page .cat-general { background: var(--pz-gold-soft); color: var(--pz-gold); }

.pz-ds-light.marketing-page .about-card .step-num,
.pz-ds-light.marketing-page .term-badge {
  font-family: var(--pz-font-display);
  font-size: 0.75rem;
  font-weight: 700;
  color: var(--pz-blue);
  background: var(--pz-blue-mist);
  width: 32px;
  height: 32px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: var(--pz-radius-sm);
  margin-bottom: var(--pz-2);
  position: relative;
  z-index: 1;
  transition: transform 0.4s var(--pz-ease), background 0.4s var(--pz-ease);
}

.pz-ds-light.marketing-page .about-card:hover .step-num {
  transform: scale(1.08);
  background: var(--pz-blue);
  color: #fff;
}

/* Ghost number watermark — adds visual weight without clutter, matches landing "how" cards */
.pz-ds-light.marketing-page .about-card[data-ghost]::after,
.pz-ds-light.marketing-page .terms-card[data-ghost]::after {
  content: attr(data-ghost);
  position: absolute;
  top: -10px;
  right: 12px;
  font-family: var(--pz-font-display);
  font-size: 64px;
  font-weight: 800;
  color: rgba(30, 58, 138, 0.05);
  line-height: 1;
  pointer-events: none;
  z-index: 0;
}

.pz-ds-light.marketing-page .stat-card {
  background: var(--pz-white);
  border: 1px solid var(--pz-line-soft);
  border-radius: var(--pz-radius-lg);
  padding: var(--pz-3);
  text-align: center;
  box-shadow: 0 1px 3px rgba(15, 23, 42, 0.05);
  transition: box-shadow 0.4s var(--pz-ease), transform 0.4s var(--pz-ease), border-color 0.4s var(--pz-ease);
  position: relative;
  overflow: hidden;
}

.stat-card::before {
  content: "";
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 2px;
  background: linear-gradient(90deg, transparent, var(--pz-blue), transparent);
  opacity: 0;
  transition: opacity 0.4s var(--pz-ease);
}

.pz-ds-light.marketing-page .stat-card:hover {
  box-shadow: 0 16px 36px -10px rgba(30, 58, 138, 0.15);
  transform: translateY(-3px);
  border-color: rgba(30, 58, 138, 0.18);
}

.pz-ds-light.marketing-page .stat-card:hover::before {
  opacity: 1;
}

.pz-ds-light.marketing-page .terms-card {
  padding: var(--pz-3);
  display: flex;
  flex-direction: column;
}

/* ─── Pills / filters ──────────────────────────────────────── */
.pz-ds-light.marketing-page .cat-pill,
.pz-ds-light.marketing-page .cat-btn {
  padding: 8px 16px;
  font-size: 0.8125rem;
  font-weight: 600;
  font-family: var(--pz-font);
  color: var(--pz-muted);
  background: var(--pz-white);
  border: 1px solid var(--pz-line);
  border-radius: 999px;
  cursor: pointer;
  transition: all var(--pz-duration);
}

.pz-ds-light.marketing-page .cat-pill:hover,
.pz-ds-light.marketing-page .cat-btn:hover,
.pz-ds-light.marketing-page .cat-pill.active,
.pz-ds-light.marketing-page .cat-btn.active {
  color: var(--pz-blue);
  background: var(--pz-blue-mist);
  border-color: rgba(30, 58, 138, 0.25);
}

/* ─── Search ───────────────────────────────────────────────── */
.pz-ds-light.marketing-page .search-wrap {
  position: relative;
  max-width: 32rem;
  margin: 0 auto;
}

.pz-ds-light.marketing-page .search-wrap svg {
  position: absolute;
  left: 16px;
  top: 50%;
  transform: translateY(-50%);
  width: 20px;
  height: 20px;
  color: var(--pz-faint);
  pointer-events: none;
}

.pz-ds-light.marketing-page .search-input {
  width: 100%;
  padding: 14px 16px 14px 48px;
  font-family: var(--pz-font);
  font-size: 0.9375rem;
  color: var(--pz-ink);
  background: var(--pz-white);
  border: 1px solid var(--pz-line);
  border-radius: var(--pz-radius-lg);
  box-shadow: var(--pz-shadow-sm);
  outline: none;
  transition: border-color var(--pz-duration), box-shadow var(--pz-duration);
}

.pz-ds-light.marketing-page .search-input:focus {
  border-color: var(--pz-blue);
  box-shadow: 0 0 0 3px var(--pz-blue-soft);
}

/* ─── Contact ──────────────────────────────────────────────── */
.pz-ds-light.marketing-page .contact-tile {
  display: flex;
  gap: var(--pz-2);
  padding: var(--pz-2);
  background: var(--pz-white);
  border: 1px solid var(--pz-line-soft);
  border-radius: var(--pz-radius-lg);
  box-shadow: 0 1px 3px rgba(15, 23, 42, 0.05);
  position: relative;
  overflow: hidden;
  transition: box-shadow 0.4s var(--pz-ease), transform 0.4s var(--pz-ease), border-color 0.4s var(--pz-ease);
}

.pz-ds-light.marketing-page .contact-tile::before {
  content: "";
  position: absolute;
  top: 0; left: 0;
  width: 3px;
  height: 100%;
  background: linear-gradient(180deg, var(--pz-blue), #4d7cc7);
  opacity: 0;
  transition: opacity 0.4s var(--pz-ease);
}

.pz-ds-light.marketing-page .contact-tile:hover {
  box-shadow: 0 14px 36px -10px rgba(30, 58, 138, 0.14);
  transform: translateY(-3px);
  border-color: var(--pz-line);
}

.pz-ds-light.marketing-page .contact-tile:hover::before {
  opacity: 1;
}

.pz-ds-light.marketing-page .contact-tile-icon {
  width: 44px;
  height: 44px;
  flex-shrink: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.25rem;
  background: var(--pz-blue-mist);
  border-radius: var(--pz-radius);
  transition: transform 0.4s var(--pz-ease);
}

.pz-ds-light.marketing-page .contact-tile:hover .contact-tile-icon {
  transform: scale(1.08);
}

.pz-ds-light.marketing-page .pz-form-panel {
  background: linear-gradient(165deg, #ffffff 0%, #fafcff 100%);
  border: 1px solid var(--pz-line-soft);
  border-radius: var(--pz-radius-xl);
  box-shadow: 0 20px 50px -16px rgba(30, 58, 138, 0.12), var(--pz-shadow-sm);
  position: relative;
}

.pz-ds-light.marketing-page .pz-form-panel::before {
  content: "";
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  border-radius: var(--pz-radius-xl) var(--pz-radius-xl) 0 0;
  background: linear-gradient(90deg, var(--pz-blue), #4d7cc7, var(--pz-blue));
}

.pz-ds-light.marketing-page .form-label {
  display: block;
  font-size: 0.6875rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--pz-muted);
  margin-bottom: 6px;
}

.pz-ds-light.marketing-page .form-input {
  width: 100%;
  padding: 12px 16px;
  font-family: var(--pz-font);
  font-size: 0.9375rem;
  color: var(--pz-ink);
  background: var(--pz-white);
  border: 1px solid var(--pz-line);
  border-radius: var(--pz-radius);
  outline: none;
  transition: border-color var(--pz-duration), box-shadow var(--pz-duration);
}

.pz-ds-light.marketing-page .form-input:focus {
  border-color: var(--pz-blue);
  box-shadow: 0 0 0 3px var(--pz-blue-soft);
}

.pz-ds-light.marketing-page .btn-submit {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  width: 100%;
  padding: 14px 24px;
  font-family: var(--pz-font);
  font-size: 0.9375rem;
  font-weight: 600;
  color: var(--pz-white);
  background: var(--pz-blue);
  border: none;
  border-radius: var(--pz-radius-lg);
  cursor: pointer;
  transition: background var(--pz-duration);
}

.pz-ds-light.marketing-page .btn-submit:hover {
  background: var(--pz-blue-hover);
}

.pz-ds-light.marketing-page .success-msg {
  display: none;
  text-align: center;
  padding: var(--pz-3);
  background: var(--pz-green-soft);
  border-radius: var(--pz-radius);
  color: var(--pz-green);
}

/* ─── Prose (legal) ────────────────────────────────────────── */
.pz-ds-light.marketing-page .pz-prose {
  color: var(--pz-ink-secondary);
  font-size: 0.9375rem;
  line-height: 1.75;
}

.pz-ds-light.marketing-page .pz-prose h2,
.pz-ds-light.marketing-page .pz-prose h3 {
  color: #1e3a8a;
  font-family: var(--pz-font-display);
  margin-top: 2rem;
  margin-bottom: 0.75rem;
}

.pz-ds-light.marketing-page .pz-prose a {
  color: var(--pz-blue);
}

.pz-ds-light.marketing-page .article-body {
  color: var(--pz-ink-secondary);
  line-height: 1.75;
}

.pz-ds-light.marketing-page .article-body h2,
.pz-ds-light.marketing-page .article-body h3 {
  color: #1e3a8a;
  font-family: var(--pz-font-display);
  margin-top: 2rem;
  margin-bottom: 0.75rem;
}

.pz-ds-light.marketing-page .article-body a {
  color: var(--pz-blue);
}

.pz-ds-light.marketing-page .article-body p {
  margin-bottom: 1rem;
}

/* ─── Blog ─────────────────────────────────────────────────── */
.pz-ds-light.marketing-page .blog-card {
  padding: var(--pz-3);
  text-decoration: none;
  color: inherit;
  display: flex;
  flex-direction: column;
  gap: var(--pz-2);
  height: 100%;
}

.pz-ds-light.marketing-page .skeleton {
  background: linear-gradient(90deg, var(--pz-surface) 25%, var(--pz-surface-2) 50%, var(--pz-surface) 75%);
  background-size: 200% 100%;
  animation: mk-shimmer 1.2s infinite;
  border-radius: var(--pz-radius-sm);
  height: 1rem;
}

@keyframes mk-shimmer {
  0% { background-position: 200% 0; }
  100% { background-position: -200% 0; }
}

.pz-ds-light.marketing-page .mk-ad-slot {
  border: 1px solid var(--pz-line-soft);
  background: var(--pz-surface);
  border-radius: var(--pz-radius-lg);
  padding: var(--pz-2);
  text-align: center;
}

/* ─── CTA panel ────────────────────────────────────────────── */
.pz-ds-light.marketing-page .mk-cta {
  padding: var(--pz-6) 0 var(--pz-10);
}

.pz-ds-light.marketing-page .mk-cta__panel {
  max-width: 40rem;
  margin: 0 auto;
  text-align: center;
  padding: var(--pz-6) var(--pz-4);
  background: linear-gradient(150deg, var(--pz-navy) 0%, var(--pz-blue) 100%);
  border: none;
  border-radius: var(--pz-radius-xl);
  position: relative;
  overflow: hidden;
  box-shadow: 0 30px 70px -20px rgba(30, 58, 138, 0.35);
}

.pz-ds-light.marketing-page .mk-cta__panel::before {
  content: "";
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse at 30% 20%, rgba(255,255,255,0.14) 0%, transparent 60%);
  pointer-events: none;
}

.pz-ds-light.marketing-page .mk-cta__panel canvas.mk-grain {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  opacity: 0.08;
  mix-blend-mode: overlay;
  pointer-events: none;
}

.pz-ds-light.marketing-page .mk-cta__panel > * {
  position: relative;
  z-index: 1;
}

/* Text inside the navy CTA needs to flip to light — override inline dark-blue headings */
.pz-ds-light.marketing-page .mk-cta__panel h2,
.pz-ds-light.marketing-page .mk-cta__panel .section-label {
  color: #ffffff !important;
}

.pz-ds-light.marketing-page .mk-cta__panel p {
  color: rgba(248, 249, 250, 0.68) !important;
}

.pz-ds-light.marketing-page .mk-cta__panel .btn-secondary {
  background: transparent;
  color: rgba(255,255,255,0.85);
  border: 1px solid rgba(255,255,255,0.3);
}

.pz-ds-light.marketing-page .mk-cta__panel .btn-secondary:hover {
  background: rgba(255,255,255,0.08);
}

.pz-ds-light.marketing-page .mk-cta__panel .btn-primary {
  background: #ffffff;
  color: var(--pz-navy);
}

.pz-ds-light.marketing-page .mk-cta__panel .btn-primary:hover {
  background: #f1f5f9;
}

.pz-ds-light.marketing-page .glass-gold {
  background: var(--pz-gold-soft);
  border: 1px solid var(--pz-line-soft);
  border-radius: var(--pz-radius-lg);
}

.pz-ds-light.marketing-page .mk-trust-pill {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 8px 14px;
  font-size: 0.8125rem;
  font-weight: 500;
  color: var(--pz-ink-secondary);
  background: var(--pz-white);
  border: 1px solid var(--pz-line-soft);
  border-radius: 999px;
  box-shadow: var(--pz-shadow-xs);
}

.pz-ds-light.marketing-page .mk-no-results {
  display: none;
  text-align: center;
  padding: var(--pz-8) var(--pz-3);
  color: var(--pz-muted);
}

/* ─── Nav active (marketing subpages) ──────────────────────── */
.pz-ds-light .pz-nav__link.is-active {
  color: var(--pz-blue);
}

.pz-ds-light.marketing-page .text-gray-400 {
  color: var(--pz-muted);
}

.pz-ds-light.marketing-page .text-gray-500,
.pz-ds-light.marketing-page .text-gray-600 {
  color: var(--pz-faint);
}

.pz-ds-light.marketing-page .text-white {
  color: var(--pz-ink);
}

.pz-ds-light.marketing-page .text-emerald-300,
.pz-ds-light.marketing-page .text-emerald-400 {
  color: var(--pz-green);
}

.pz-ds-light.marketing-page #noResults {
  display: none;
  text-align: center;
  padding: var(--pz-8) 0;
  color: var(--pz-muted);
}

/* ─── Careers ──────────────────────────────────────────────── */
.pz-ds-light.marketing-page .career-card,
.pz-ds-light.marketing-page .job-card {
  background: var(--pz-white);
  border: 1px solid var(--pz-line-soft);
  border-radius: var(--pz-radius-lg);
  padding: var(--pz-3);
  box-shadow: var(--pz-shadow-sm);
  transition: box-shadow var(--pz-duration), transform var(--pz-duration);
}

.pz-ds-light.marketing-page .career-card:hover,
.pz-ds-light.marketing-page .job-card:hover {
  box-shadow: var(--pz-shadow-md);
  transform: translateY(-2px);
}

/* ─── Legal flow / escrow agreement ──────────────────────── */
.pz-ds-light.marketing-page .flow-card,
.pz-ds-light.marketing-page .escrow-card,
.pz-ds-light.marketing-page .priv-card {
  background: var(--pz-white);
  border: 1px solid var(--pz-line-soft);
  border-radius: var(--pz-radius-lg);
  padding: var(--pz-3);
  box-shadow: var(--pz-shadow-sm);
}

.pz-ds-light.marketing-page .flow-num,
.pz-ds-light.marketing-page .escrow-badge,
.pz-ds-light.marketing-page .priv-badge {
  font-family: var(--pz-font-display);
  font-size: 0.75rem;
  font-weight: 700;
  color: var(--pz-blue);
  background: var(--pz-blue-mist);
  width: 32px;
  height: 32px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: var(--pz-radius-sm);
  border: 1px solid rgba(30, 58, 138, 0.15);
  margin-bottom: var(--pz-2);
  flex-shrink: 0;
  transition: transform 0.35s cubic-bezier(0.22,1,0.36,1), box-shadow 0.35s;
}

/* Each transaction-flow step lifts its number badge on hover */
.pz-flow-step {
  padding: 12px;
  border-radius: 14px;
  transition: background 0.3s, transform 0.3s;
  cursor: default;
}

.pz-flow-step:hover {
  background: rgba(255, 255, 255, 0.6);
  transform: translateY(-2px);
}

.pz-flow-step:hover .flow-num {
  transform: scale(1.1);
  box-shadow: 0 6px 16px -4px rgba(30, 58, 138, 0.30);
}

.pz-ds-light.marketing-page .ticker-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--pz-green-bright);
  box-shadow: 0 0 0 3px var(--pz-green-soft);
}

.pz-ds-light.marketing-page .text-white\/30 {
  color: var(--pz-faint);
}

.pz-ds-light.marketing-page .border-white\/08 {
  border-color: var(--pz-line-soft);
}

.pz-ds-light.marketing-page .mk-hero__badge {
  display: inline-flex;
  align-items: center;
  gap: var(--pz-2);
  padding: 8px 16px;
  margin-bottom: var(--pz-3);
  background: var(--pz-white);
  border: 1px solid var(--pz-line-soft);
  border-radius: 999px;
  box-shadow: var(--pz-shadow-xs);
  font-size: 0.875rem;
}

.pz-ds-light.marketing-page .mk-check {
  width: 20px;
  height: 20px;
  border-radius: 50%;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  font-size: 0.625rem;
  background: var(--pz-blue-mist);
  color: var(--pz-blue);
}

.pz-ds-light.marketing-page .heading-font {
  font-family: var(--pz-font-display);
}
[data-pz-nav-inject] {
  opacity: 0;
}
/* ─── Contact grid layout ──────────────────────────────────── */
.pz-ds-light.marketing-page .ct-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 32px;
  padding-top: 64px;
  padding-bottom: 96px;
}

/* ct-grid children must not overflow their column */
.pz-ds-light.marketing-page .ct-grid > * {
  min-width: 0;
}

@media (min-width: 768px) {
  .pz-ds-light.marketing-page .ct-grid {
    grid-template-columns: 2fr 3fr;
  }
}

.pz-ds-light.marketing-page .ct-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

@media (max-width: 600px) {
  .pz-ds-light.marketing-page .ct-row {
    grid-template-columns: 1fr;
  }
  .pz-ds-light.marketing-page .pz-form-panel {
    padding: 24px 20px !important;
  }
}

.pz-ds-light.marketing-page .ct-field {
  margin-bottom: 16px;
}
/* ── Audience tab bar — FirstBank style ── */
.pz-audience-tabbar {
  display: flex;
  align-items: stretch;
  justify-content: center;
  height: 44px;
  min-height: 44px;
  background: #0f2057;
  padding: 0;
  gap: 0;
  width: 100%;
  border-bottom: none;
}

.pz-aud-tab {
  background: none;
  border: none;
  border-right: 1px solid rgba(255,255,255,0.12);
  font-family: inherit;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.60);
  cursor: pointer;
  padding: 0 24px;
  height: 44px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  white-space: nowrap;
  transition: background 150ms ease, color 150ms ease;
  flex: 1;
  max-width: 140px;
}

.pz-aud-tab:first-child {
  border-left: 1px solid rgba(255,255,255,0.12);
}

.pz-aud-tab:hover {
  background: rgba(255,255,255,0.07);
  color: #ffffff;
}

.pz-aud-tab.active {
  background: #1c3378;
  color: #ffffff;
  font-weight: 800;
}

.pz-aud-tab.active::after {
  display: none !important;
  content: none !important;
}

/* High-specificity overrides */
#pz-tabbar {
  display: flex !important;
  visibility: visible !important;
  opacity: 1 !important;
  position: fixed !important;
  top: 0 !important;
  left: 0 !important;
  right: 0 !important;
  z-index: 1100 !important;
  height: 44px !important;
  min-height: 44px !important;
  align-items: stretch !important;
  justify-content: center !important;
  gap: 0 !important;
  background: #0f2057 !important;
  border-bottom: none !important;
  padding: 0 !important;
}

#pz-tabbar .pz-aud-tab {
  background: none !important;
  border-right: 1px solid rgba(255,255,255,0.12) !important;
  border-top: none !important;
  border-bottom: none !important;
  border-left: none !important;
  color: rgba(255,255,255,0.60) !important;
  font-size: 11px !important;
  font-weight: 700 !important;
  letter-spacing: 0.08em !important;
  text-transform: uppercase !important;
  padding: 0 24px !important;
  height: 44px !important;
  border-radius: 0 !important;
  cursor: pointer !important;
  display: inline-flex !important;
  align-items: center !important;
  justify-content: center !important;
  flex: 1 !important;
  max-width: 140px !important;
  box-shadow: none !important;
}

#pz-tabbar .pz-aud-tab:first-child {
  border-left: 1px solid rgba(255,255,255,0.12) !important;
}

#pz-tabbar .pz-aud-tab.active {
  background: #1c3378 !important;
  color: #ffffff !important;
  font-weight: 800 !important;
  box-shadow: none !important;
}

#pz-tabbar .pz-aud-tab.active::after {
  display: none !important;
}

/* ── Nav offset: tabbar (44px) + navbar (72px) = 116px ── */
.pz-nav {
  top: 44px !important;
}

body[data-pz-marketing] #navbar {
  top: 44px !important;
}

body[data-pz-marketing] {
  padding-top: 116px;
}

#mobileMenu.pz-nav__mobile {
  top: 116px !important;
}

@media (max-width: 768px) {
  #pz-tabbar {
    height: 44px !important;
    min-height: 44px !important;
  }
  #pz-tabbar .pz-aud-tab {
    font-size: 10px !important;
    padding: 0 16px !important;
    letter-spacing: 0.06em !important;
  }
  .pz-nav { top: 44px !important; }
  body[data-pz-marketing] #navbar { top: 44px !important; }
  body[data-pz-marketing] { padding-top: 116px; }
  #mobileMenu.pz-nav__mobile { top: 116px !important; }
}

/* ── Kill nav blink — show immediately, no fade ── */
[data-pz-nav-inject] {
  opacity: 1 !important;
  transition: none !important;
}

/* ── Tab bar + navbar are one chrome unit ── */
/* Prevent any gap or flash between the two bars */
#pz-tabbar,
body[data-pz-marketing] #navbar {
  will-change: transform;
  backface-visibility: hidden;
}

/* ── Logo blink fix ── */
/* Show a placeholder navbar shell instantly before JS injects content */
[data-pz-nav-inject]:empty {
  background: #ffffff;
  border-bottom: 1px solid #f1f5f9;
  min-height: var(--pz-nav-h, 72px);
  display: block;
}

/* Preload logo by referencing it in CSS so browser fetches it early */
[data-pz-nav-inject]:empty::before {
  content: '';
  display: block;
  width: 140px;
  height: 36px;
  background: url('/images/logo.png') no-repeat left center;
  background-size: contain;
  margin: 18px 0 18px 24px;
  opacity: 0.001; /* invisible but forces browser to fetch the image */
}

/* ── Mobile menu v2 — Kuda-style: CTAs up top, divided chevron rows below ── */
.pz-btn--soft{
  background:var(--pz-blue-soft);
  color:var(--pz-blue);
  padding:14px 24px;
}
.pz-btn--soft:hover{
  background:#c7ddfd;
}

.pz-mmenu{
  display:flex;
  flex-direction:column;
  gap:8px;
}

.pz-mmenu__ctas{
  display:flex;
  gap:10px;
  padding:4px 4px 20px;
}

.pz-mmenu__cta{
  flex:1;
  font-size:0.9375rem;
  padding:14px 18px;
  text-align:center;
}

.pz-mmenu__list{
  display:flex;
  flex-direction:column;
}

.pz-mmenu__row{
  display:flex;
  align-items:center;
  justify-content:space-between;
  padding:18px 4px;
  border-bottom:1px solid #f1f5f9;
  font-size:1.0625rem;
  font-weight:700;
  color:#1e3a8a !important;
}

.pz-mmenu__row:last-child{
  border-bottom:none;
}

.pz-mmenu__row:active{
  background:#f8fafc;
}

.pz-mmenu__chevron{
  color:#1e3a8a !important;
  flex-shrink:0;
}

.pz-mmenu__row.is-active{
  color:#1e3a8a;
}

.pz-mmenu__row.is-active .pz-mmenu__chevron{
  color:#1e3a8a;
}

@media (min-width:1024px){
  .pz-mmenu__ctas{
    flex-direction:column;
  }
}