Terms & Conditions

Rules and guidelines for using Propzora safely. By accessing our platform, you agree to these terms in full.

Last updated: 2026 Governed by Nigerian Law 256-bit Encryption

Read before you transact.

1

Platform Overview

Propzora is a real estate escrow platform that securely holds funds until transaction conditions are met. We act as a neutral third party protecting every party in the deal.

Bank-grade security
2

Escrow Agreement

Funds are released only when the buyer confirms satisfaction, the seller fulfills all obligations, and verification is complete. No early or partial releases without full agreement.

Milestone-based release
3

User Accounts

Users must provide accurate, truthful information during registration and maintain secure access to their accounts. You are solely responsible for all activity under your credentials.

Verified identity required
4

Verification

We may verify identities, documents, and transactions to prevent fraud. Users agree to cooperate fully, including submission of government-issued identification when required.

Dual-layer validation
5

Fees

Fees may include escrow charges, transaction fees, and agent commissions. All applicable fees are disclosed before any transaction is initiated. No hidden deductions.

No hidden charges
6

Fund Distribution

Upon completion: the seller receives payment, the agent receives commission, and Propzora deducts service fees — all automatically, transparently, and instantly.

Instant payouts
7

Disputes

Funds are frozen during active disputes until verification or arbitration resolves the matter. Propzora acts as neutral arbitrator and may escalate to regulatory bodies if required.

Protected mediation
8

Prohibited Activities

Fraud, false listings, money laundering, or bypassing escrow systems are strictly prohibited. Violations result in immediate suspension and may be reported to law enforcement.

Zero tolerance
9

Liability

Propzora is not responsible for user disputes or third-party payment failures beyond our platform. Liability is limited to the escrow amount held at the time of any claim.

CBN & SEC compliant
10

Account Suspension

Accounts violating these terms may be suspended temporarily or permanently removed. Users will be notified where legally permissible before any suspension is actioned.

Fair process enforced
11

Changes to Terms

These Terms may be updated at any time. Continued use of Propzora following any update constitutes acceptance of the revised Terms. Review this page periodically.

Ongoing agreement
12

Governing Law

These Terms are governed by the laws of the Federal Republic of Nigeria. Any disputes shall be subject to the exclusive jurisdiction of Nigerian courts.

Federal Republic of Nigeria

Last updated: 2026 — Propzora Legal Team